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Why the Stock Market is Hyped

All company stock traded on stock exchanges are hyped, one way or another. That is because the ONLY way the price of publicly traded stock increases is…”When more shares of one company are sought to be bought, than the number of shares offered for sale.” It is Economics 101. 


The price of houses react in a similar way. If there are more buyers than sellers, then house prices go up. If more sellers than buyers, then prices go down. It always happens this way.


For most company stock to increase in price, someone needs to be hyping, recommending, or “selling” the stock. The more the stock is hyped, recommended, and “sold”, the higher the stock price. It is NOT a direct correlation to the company’s profitability.


Most CEOs of public companies receive a cash bonus when the company’s stock price goes up to a certain amount. For the stock price to increase, many investors like to see the company become more profitable. The company becomes more profitable when it does NOT pay profits to owners, but keeps the profits to expand the business.


Most companies are very profitable. The owners are becoming richer. In MEMOism, 95% of company profits are distributed to owners. It’s your money, you decide what to do with it.


You could spend it or reinvest it. If you spend it in the MEMOism system you will receive more income. If you reinvest it, you will increase your company ownership, thus receiving more of the profits. The power of MEMOism.


Many business owners reinvest profits to grow their business. The reinvested profits benefit them, the owners. In MEMOism, members make purchases, receive a bonus as company “stock” that in turn benefits the members, not the current owners. It’s spreading the wealth among the members.

When YOU own a company the profits belong to YOU.


Most folks want an easy way to increase their income, how about you?


Carlos the Taxi Driver

Carlos is a taxi driver. At one time, he leased cars from the taxi company and never saw the money again. He earned a living driving a taxi, but his lease payment was spent and gone forever.


Then he met MEMO Cab. Carlos began to lease cars from MEMO Cab and he received a little bit of MEMO AZ ownership with each lease payment.


That was about three years ago and today he has more than $2,500 of MEMO AZ ownership. He received $1,659 from bonuses on lease payments and more than $877 from reinvesting monthly cash profits.


Because his ownership is Stage Three ownership, it can grow into more than $500,000 of ownership, with up to $10,000 of monthly income. (This can happen at completion of Stage Ten)


Another driver has more than $6,000 of Stage Three ownership and he is on the road to a whole lot of money.


There are many more examples of members creating more income with MEMOism.

Most people would like an easy way to increase their income, how about you?


Become a Member


The Rich Get Richer

That’s what you keep hearing. It’s true. The rich are getting richer, because they have money to put to work for them, again and again, in a joyous cycle of growing prosperity. The rich are able to use their money to earn more money, while the working class has little or no money to put to work.


Most people live paycheck to paycheck and cannot get ahead. They are stuck financially. People earn money, spend it, and have to earn more. It is one vicious cycle of earning and spending, earning and spending until they die. This leaves them with little to no money at the end of the day to get ahead financially.


We created a system where members WIN financially. It’s called MEMOism. MEMO is MEMber Owned. The system is very straightforward. Members spend money and receive a bonus as company ownership. The members earn cash monthly and the more they spend, the more income they have each month. This system helps get unstuck. Members are on the spending road to more income. Amazing and true.


The FAQ page has more information about spending money and increasing monthly income.

Most people would like to spend money that increases their income, how about you?


Become a Member



Too Much Money in the Hands of Too Few?

It is reported that 1% of the world’s population owns almost 50% of the world’s businesses and real estate. Imagine, 1% owns almost the same amount as the other 99%. The rich are getting richer. It is how money works. If you have money, you get more money. The rich fund businesses and become richer.


Only a handful of families control the finances of the world. Some say it is five families while others say it is 13 families. Either way, a small number of people control a whole lot of the “world”. Financial freedom is one way to fully control your own life.


Imagine a way for thousands, even millions of everyday households to have the ability to fund businesses, with a few dollars a month. These households would begin to become richer. As a group, very rich.


The power of people, many people, can change the world. Look at crowdfunding of new ideas. Many great ideas are funded by many people with a few dollars. Useful gizmos are manufactured. Entertaining videos are produced. The world is made a better place to live because many people believe in “an idea”.


MEMOism is funded by the crowd, in a cooperative effort to help one another succeed and become richer. It’s a team effort. A crowd of MEMOism believers will change the world for the better. As you give, you shall receive.

With MEMOism, WE establish and buy profitable companies. The companies WE buy are in six business groups, which is almost a complete economy.

  • Stores and Restaurants

  • Transportation

  • Housing

  • Financial

  • Health Care

  • Education


Would you like to see MEMOism fully established, coast to coast?


Who Created MEMOism?

At this point, you must be wondering who created MEMOism and the person offering you this opportunity. My name is Jay S Faulkner, Father of MEMOism.


MEMOism is the result of my dream to help others have more financial success.


Here is a summary of my journey to MEMOism.


In the early 1990s, I formed Spiritual Keys, a 501(c)3 nonprofit. I published and mailed inspirational Christian postcards weekly, free of charge.


I started the CEP (Consumers and Entrepreneurs in Partnership) company. Consumers received a discount on purchases and in-turn, store owners would gain more customers and profits. Helping each group have more financial success.


After retiring from the United States Navy in 1995, I became a real estate investor and landlord of 226 residential rental units, occupied by low-income households.


In 2007, I wrote the book, Everyone’s Guide to Financial Freedom. Teaching “everyone” how to have more financial success.


With book in hand, I attempted to form investing partnerships. The goal was to help the working class invest a little bit of cash each month in private companies. Most people don’t know anything about investing and are even afraid, thus these partnerships failed to grow enough to succeed. Hoping to help others create more financial success.


I formed Alpha Housing Solution a 501(c)3 nonprofit to allow low-income renters to be “owners” and share in the rental unit’s appreciation. Allowing renters to have more financial success.


Then in 2009, I discovered a way for consumers to have more financial success, while funding Alpha Housing Solution. The way is MEMOism.

  •  I knew ownership of private companies created financial success. I asked myself, “How can anyone accumulate company ownership?”

  • “What if people received company stock from purchases?”

  • “What if they received a rebate/bonus as company stock?”

  • “The net profit margin must be a minimum 10%, maybe more.”

  • I decided on the 4% rate for the rebate/bonus.

  • “Yes, many business owners reinvest profits to expand their business. That is what Members will be doing. Four percent of sales is reinvested in the business, benefiting the equity account of the purchasing member, not the equity account of current owners.”


MEMOism is MEMber Owned Wealth Builder



Many People Are Stuck Financially

We are people of habit. How much we earn is a habit, a way of doing things, a way of life. Many people have a desire to “become rich” but for some reason it never happens. That is because of habits. The practice of staying the same.


To accomplish more, we need to do certain things. We need to move certain muscles a certain way, to achieve more. But, our brain, our mind controls our muscles. We think about doing something, but our mind sabotages our desires. What are we to do?


Warning. If you double or triple your income, your subconscious mind might think it is too much money for you to have. The subconscious mind, what we are NOT aware of, could return you to a “known” income level. You must change your subconscious thinking to keep the money you earn.


The subconscious mind of lottery winners has returned the winner back to a “known” income amount, losing millions.


If MEMOism makes you rich, you want to be able to keep it and enjoy it.


Come to find out, our subconscious mind controls our habits. In order to change our habits, we need to change the way our subconscious mind thinks. One program of MEMOism guarantees to double your income.

Would you like to learn how to double your income?


Become a Member to Learn How to Double Your Income

(Only $10 a Month)


Founders of Huge Companies are Rich

Many founders of huge companies like, Apple, Microsoft, Facebook, Starbucks, WalMart and many others are billionaires. They are rich because they are the founders of their businesses.


Most people would not have been able to fund these start-up companies if they wanted to, because of the law. The law states you must be “rich” to fund start-up companies. If you are not rich, you cannot play in the funding game.


Founding members of MEMOism is going on NOW. The foundation of MEMOism is being built and you can be a part of its building. Being a member while the foundation is being built makes you a Founding Member.


Founding Members have tremendous financial benefits. Receiving a 20,000% gain is huge. One dollar of Stage Three ownership can grow into $200.


As a member, you receive a MEMOism Founding Member membership card (right away). After the completion of the MEMOism foundation, you will receive a Founding Member certificate, to hang on the wall.

For more information about the benefits of being a Founding Member, visit the FAQ page of this website and read about the Ten Stages.


Would you like to be on the “ground floor” towards easy riches?


Become a Member, a Founding Member

(Only $10 a Month or $100 a Year)


Fixing a  Bump in the Road

 We’ve been working with the Arizona’s Securities Division since August 2014 to expand MEMOism quickly. We want to ensure that MEMOism complies with all of the state’s regulations. The securities division takes their job seriously and is known to shut down anything that smells like fraud. It appears they realize MEMOism is legit. I still have to do a few things before they give me the green light to restart. Because MEMOism does not have the green light, the purchase bonus as company ownership is on hold.


To resume the purchase bonus as company ownership, one legal hurdle needs to be removed. Legal work costs money, which your membership will help fund. Without legal compliance, MEMOIsm cannot grow. With MEMOism, the working class can become richer and the benefits of being a Founding Member can be realized. The world will become a better place to live.

Would you like to see MEMOism get over this bump?


Become a Member to Help MEMOism Change the World

(Only $10 a Month)


Not Enough Affordable Housing?

Many low income households have a hard time paying for a home. Many are receiving government assistance because they don’t have enough income. They are stuck. As mentioned above, their habits have caused them to be stuck. If they could only have more income, they wouldn’t need government assistance. We are paying more and more taxes to pay for government assistance. We want to help the needy, but we also want the needy to earn more money.


 Yes, the answer is MEMOism. Poor people can join the MEMOism system and begin to receive company ownership and receive more income. This is one big reason WHY MEMOism needs to grow and develop quickly.


MEMOism also supports affordable housing that gives renters an equity share of the rental unit. The rent is affordable. As the rental unit appreciates in value, the renter gets a large percentage of the increased value, which could be thousands, maybe tens of thousands of dollars. The program is Alpha Housing Solution a 501(c)3 nonprofit corporation.

Help establish more affordable housing, while becoming richer?


Become a Member to Help Establish More Affordable Housing

(Only $10 a month)


 Becoming a member is smart and easy.

Members receive the following:

  • Make purchases to increase your monthly income. A powerful way to passively improve your financial life. Worth hundreds of thousands of dollars.

  • Be a part of a powerful crowdfunding program to change the world—expand MEMOism into the far corners of the Earth. It feels wonderful to be a part of something great.

  • Be a Founding Member, on the ground floor of something huge. Giving you a huge financial reward and higher status in the community.

  • Help establish more affordable housing. It feels good to help others.

  • Receive the weekly email, MEMOism Newsletter. The newsletter is my way to keep members informed.

  • You can cancel your membership and greater financial success at any time.

Most people would like to have all of this, how about you?


Become a Member (Only $10 a Month or $100 a Year)